Your Ontario car rental must be insured. The thing is in determining how much, what kind and where to get insurance on a rental car when you are traveling in Canada. Now, understand that depending on the credit card you use to secure your rental on top of your own personal policy, certain kinds of insurance coverage won’t be necessary. If you take the next few minutes to learn what’s available, you can eliminate the trap of paying for the same type of coverage twice.
To start off with, you can get insurance on a rental car directly from the car rental agency itself. The moment you reserve your Ontario car rental the agent on duty will give you numerous options for car rental insurance whether you need it or not. It’s your job to discern whether or not it is appropriate for your situation. They will not have access to the details of your personal auto insurance policy. They will not be privy to the terms of your credit card issuer has laid out. It’s up to you to do your homework and find out how much coverage you already have.
You see, your own personal automobile policy in addition to the credit card you’ll be using offers some protection for your rental vehicle. Your automobile policy may give you more than enough coverage. Pull out your policy to see where you stand. If you have any questions, do not hesitate to get your agent on the phone for clarification. This will save you more money than you can imagine. By the same token, look at what’s covered through your credit car issuer. Depending on the issuer, you may find that your Ontario car rental is amply covered there as well.

